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8 Easy Ways to Start Decluttering Your Home

Details: En español | We love to think about decluttering and organizing. But we don't always love to do it. Last year, people binge-watched The Home Edit on Netflix to see pantries and bookshelves organized in a rainbow of colors and messy garages …

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11 Tips on How to Dress to Look Slimmer

Details: 2. Choose a V-neck. I’ve said it before: The inverted triangle of a V-neck strengthens your shoulder line and lengthens your neck and torso. Wider Vs balance broad hips and thighs; deeper Vs give a generous chest separation and lift (just don’t go too low, no cleavage necessary).

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10 Tips to Help You Cut Down on Drinking

Details: En español | Many people — including many addiction experts — believe that the only way to handle a drinking problem is to quit altogether. Indeed, abstinence-based programs such as Alcoholics Anonymous (AA) have helped countless people manage their addiction and live healthier lives.

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How to Determine How Much Internet Speed You Need

Details: En español | You've been stuck at home more than you would like during the coronavirus pandemic, so you're relying on the internet to socialize, stream media and get work done.. Zooming with loved ones and officemates, bingeing on streaming services such as Amazon Prime and Netflix, and playing online games are the new normal. But you're frustrated with an internet connection that too

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How to Set Up and Stream Video on Your Television

Details: 1. Pick up a spare HDMI cable from a dollar store — they're not expensive — order one online or borrow one from a family member if you don't already have a second HDMI cable.. 2. Plug one end of the HDMI cable into your laptop's HDMI output jack.. 3. Plug the other end of the cable into your television's HDMI port.You may need to move your computer closer to the TV, and it's a good idea to

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How to Plan a Memorial Service or Celebration of Life

Details: Memorial services have become more prevalent as cremation has outpaced traditional burials in the U.S., a trend fueled by boomers’ growing concern about the cost and environmental impact of burials coupled with a fall in religious affiliations. According to the National Funeral Directors Association, the 2019 cremation rate in the U.S. is projected to outpace the burial rate for the fourth

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Stimulus Checks: Who Is Eligible and When Will You Get Them

Details: Payments to Social Security beneficiaries will go out automatically. According to the IRS, Social Security recipients and railroad retirees who weren’t required to file federal tax returns for 2018 or 2019 will receive $1,200 stimulus payments automatically based on information contained in their “1099” benefit statements.

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Required Minimum Distribution Calculator

Details: Use this calculator to determine your Required Minimum Distribution (RMD). The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from some types of retirement accounts annually. The distributions are required to start when you turn age 72 (or 70 1

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Discovery Plus: How to Get It, Price and Shows to Watch

Details: Mysterious Planet. The host: Friends star David Schwimmer, 54 Watch it if you like: Sweeping nature documentaries and Ross Geller The concept: Friends’ resident paleontologist channels David Attenborough for this new wildlife docuseries, which whisks viewers off to the Ethiopian Highlands, a forgotten Brazilian rainforest, Mexico's pitch-black underwater caves and other far-flung locales to

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Dementia vs Alzheimer's: How to Tell the Difference

Details: En español | The terms “dementia” and “Alzheimer’s” have been around for more than a century, which means people have likely been mixing them up for that long, too. But knowing the difference is important. In the simplest terms, one is broader than the other. If the two were nesting dolls, Alzheimer’s would fit inside dementia, but not the other way around.

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How to Write a Meaningful Condolence Message

Details: En español | A condolence letter is a time-tested way to tell the bereaved that their loved one mattered to you, that you care. The trouble is, many of us don't know what to write or worry that we will hit the wrong note. In any situation, writing a sympathy note can be challenging.

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5 Key Ways to Lose Weight After 50

Details: Whether you’ve always battled the bulge — or just since your last birthday — it’s true that age can have a lot to do with weight loss. You’re simply more susceptible to gaining weight once you hit the big 5-0, and it's harder to lose. From fasting to protein to sleep, here are 5 ways to lose weight.

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Get $300 Tax Deduction for Cash Donations in 2020, 2021

Details: En español | If you won't be itemizing your deductions on your 2020 federal tax return — and most taxpayers won't — be sure to take advantage of the special $300 charitable-giving deduction that Congress authorized this spring in response to the pandemic.. In the not-so-distant past, charitable donations could be deducted only by taxpayers who itemized their returns — and the threshold

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7 Steps to Start Saving for Retirement After 50

Details: 4. Max out your contributions, if you can. If you have a retirement plan at work, contribute enough to get the maximum match offered by your employer, says James Shagawat, a CFP in Paramus, New Jersey.“You can contribute up to $26,000 if you're 50 or over.” You should also ask if your company has additional retirement savings plans available.

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How Long Should Your Coronavirus Quarantine Last

Details: Exceptions to the 10-day isolation rule. There are a few exceptions to the CDC’s 10-day isolation recommendations — the first being for people who have weakened immune systems due to a health condition or medication. Doll said that the virus is “a little bit more unpredictable” in immunocompromised patients and that “they can shed virus for longer periods of time.”

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How to Limit Coronavirus Exposure During Home Repairs

Details: “Make sure you are comfortable with who is coming into your house and the steps they have taken to ensure everyone is safe,” he says. Contractors should wear shoe covers and gloves when they’re in the house, and put on a fresh pair whenever they enter, says Ashley Wood of Atlanta, author of Demystifying Your Health.. In addition, homeowners should interact with contractors or workers

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How Much Money Do You Need to Retire

Details: This calculation doesn't consider other things you might want to spend money on. “In the first three years of retirement, the biggest expense is often travel,” says Mark Bass, a financial planner in Lubbock, Texas. “They want to take a four-week trip somewhere, maybe pay business class to get there, and it can cost $20,000 or so.”

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What to Say to a Dying Friend, Someone Who's Sick

Details: It's difficult to know what to say or do for a friend or family member who has a terminal illness. Experts suggest that you don’t say, “It’s going to be OK.” Make it clear you are there for them, try to create a semblance of normalcy, ask how they are feeling today, and be a good listener.

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Experts Offer 10 Ways to Reform and Improve Nursing Homes

Details: How Minnesota is evolving toward fewer nursing facilities, more care at home. In Minnesota, aging in place isn't just a notion. Among the 48,500 people whose long-term care is paid for by Medicaid, more than 70 percent receive a waiver that allows them to receive services at home and in community-based settings like adult care centers.

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How Much Can You Contribute to a 401(k) for Retirement in

Details: En español | In a year of gloomy economic news, one bright spot is that workers who participate in a 401(k) at work can still sock away $19,500 in their workplace retirement plan.. And that's good news: The number of companies that offer a traditional pension has dwindled, and workers are increasingly reliant on their own savings to fund their retirement.

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How to Receive Pay when Becoming a Family Caregiver

Details: En español | Caregiving for a family member can be time-consuming and emotionally draining.It can be financially draining, too. About 53 million Americans provide care without pay to an ailing or aging loved one, and they do so for an average of nearly 24 hours per week, according to the "Caregiving in the U.S. 2020" report by AARP and the National Alliance for Caregiving (NAC).

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How to Create a Household Budget That’s Right for You

Details: En español | For some people, the only thing less fun than doing taxes is creating a budget. But a good budget means that you can do many of the things you want to do, such as taking a vacation or buying a new car, without worrying about where the rent money will come from.

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How Can SSI Beneficiaries Get a Stimulus Check

Details: SSI is administered by the Social Security Administration (SSA).The federal program benefits people who are 65 and older, blind or disabled, and who have very limited income and financial resources. SSI is funded by general tax revenue, not Social Security taxes.

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How Seniors Without a Computer Can Book a COVID Vaccine

Details: In North Carolina, African Americans make up 21 percent of residents but 25 percent of COVID-19 deaths.Yet they're getting only 15 percent of vaccines, according to research from the San Francisco-based Kaiser Family Foundation.. Churches in the state have teamed up with Novant Health, a major regional health provider.

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How to Leave an Inheritance to Your Kids – Estate

Details: 3. Do the distributing yourself. Leanna Hamill, a Boston-area estate planning attorney, has seen parents with, say, a $200,000 life insurance policy name their oldest child beneficiary and trust him (or her) to divvy it up among the siblings.

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Exercises to Make Your Lungs Strong to Fight COVID-19

Details: En español | As you know, COVID-19 is a respiratory disease that can cause serious lung damage and breathing problems — along with a host of other health issues.. And as the virus continues to spread, you may be wondering if strengthening your lungs will help you fight it off if you are infected.

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Write a Will Online that is Quick, Cheap and Legal

Details: En español | My great-uncle, a bachelor and bon vivant, wrote his will on a cocktail napkin. It probably took less than 15 minutes to complete. When he died 14 years later, at age 90, the will was ruled valid in his state because it was properly witnessed by two people at a bar.

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EUA Issued for Johnson & Johnson's One-Dose Vaccine

Details: En español | The U.S. Food and Drug Administration (FDA) has granted emergency use authorization (EUA) for three COVID-19 vaccines: Pfizer-BioNTech, Moderna and Johnson and Johnson. The three available vaccines use two different technologies to achieve the same end — to trigger immune responses in our cells that will allow our bodies to make antibodies to the spike protein located on the

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How to Lose Belly Fat After Age 50

Details: En español | Celebrity trainer and best-selling author Jorge Cruise isn't shy when it comes to talking belly fat — and how he, 40 pounds overweight years ago, carried a lot of it. “Belly fat robs us of confidence at any age,” says Cruise, who is approaching 50 with a very flat belly. “But more than that, our waistline is our lifeline, particularly as we get older.

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How Social Security Benefits Are Calculated

Details: Understanding how Social Security benefits are calculated can help you plan your financial future. En español | Q. I'll be turning 66 soon and plan to apply for my Social Security retirement benefits. But I'm curious about something: How will Social Security figure out how much money to send me

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Taking Safe Rideshare Trips During Coronavirus

Details: En español | To protect yourself and slow the spread of COVID-19, the Centers for Disease Control and Prevention (CDC) advises that whenever possible, avoid car trips with anyone outside your immediate household.But when it can't be avoided, you can reduce your potential exposure to coronavirus, according to scientists. The coronavirus is thought to spread mainly through respiratory droplets

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How Retirement Benefits Are Calculated By Social Security

Details: En español | Throughout your working life, you accumulate an earnings record (sometimes called a work record). That’s the foundation the Social Security Administration uses to calculate your benefits, using a three-step process. First, Social Security adjusts your earnings for historical changes in U.S. wages, takes your 35 best-paid years and produces what it calls your average indexed

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7 Tips to Avoid Germs in a Public Bathroom During COVID

Details: En español | You may be reluctant to go out to crowded areas now, especially since older adults are at increased risk of developing complications from COVID-19.But new research suggests there may be another reason to be worried: public bathrooms. A study published this past June in the journal Physics of Fluids found that the simple act of flushing can force as much as 60 percent of produced

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How to Find and Hire a Caregiver or Home Care Worker

Details: En español | Family caregivers cannot do all things all the time. Recognizing when you need outside help is good for you, and for your loved one, too. More than 2.3 million U.S. workers provide in-home personal and health care for older adults and people with disabilities, a labor force that has more than doubled since 2007, according to PHI, a New York–based nonprofit advocacy group that

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How to Get Ready for a Snowbird Retirement Lifestyle

Details: En español | When Richard and Betty Ann Smith retired 15 years ago, they moved from East Brunswick, N.J., to Easton, Pa., and decided to start spending the winter months along the Gulf Coast of Alabama. From January through March, temperatures there are in the 60s and 70s — a climate the Smiths find much better for staying active than the winter weather in Pennsylvania.

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How Much Longer Will Social Security Last

Details: En español | According to the 2020 annual report of the Social Security Board of Trustees, the surplus in the trust funds that disburse retirement, disability and other Social Security benefits will be depleted by 2035. That does not mean Social Security will no longer be around; it means the system will exhaust its cash reserves and will be able to pay out only what it takes in year-to-year

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How to Prevent Foggy Glasses While Wearing a Face Mask

Details: En español | Masks are a crucial way to decrease the spread of COVID-19, but these mouth-and-nose coverings cause a few nuisances, including fogged-up eyeglasses.When it's cold, your breath puffing up through the top of the mask clouds the lenses, especially when you go from the chilly outside to the warmer indoors and the mask isn't tight around your face.

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How Dementia Caregivers Can Soothe Sundown Syndrome

Details: En español | If your loved one has Alzheimer’s disease or dementia, you may be seeing changes in their behavior in the late afternoon or early evening — a phenomenon known as sundown syndrome, sundowners or sundowning.. Research indicates that as many as 20 percent of people with Alzheimer’s experience sundown syndrome, according to the Alzheimer’s Association.

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10 Things You Should Know About Writing a Will

Details: Writing a will isn't the most pleasant of tasks. After all, by doing so you're not only acknowledging your own inevitable demise but actively planning for it. That might explain why so many adults avoid this cornerstone of estate planning. According to an AARP survey, 2 out of 5 Americans over the

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Causes of and Treatments for Dark Circles Under Eyes

Details: Fillers can be combined with another procedure, platelet-rich plasma (PRP) rejuvenation, to give eyes even more of a boost. PRP treatment “uses your body's own blood to stimulate collagen and rejuvenate the under-eye area,” says San Francisco-based dermatologist Caren Campbell, M.D.

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How to Tell If It's Bronchitis Or Pneumonia

Details: Although yellow or green sputum is often thought to indicate bacterial infection, don't be fooled. "Over 80 to 90 percent of bronchitis in otherwise healthy people is viral, not bacterial, in origin, especially if the symptoms of bronchitis follow a cold," says Homer Boushey, M.D., a lung specialist and professor emeritus of medicine at the University of California, San Francisco.

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How to Conquer Your Driving Anxiety, Phobia

Details: En español | At some point in their lives, up to 12.5 percent of Americans suffer from a phobia — an irrational fear that interferes with their lifestyle — according to the National Institute of Mental Health. One kind of fear that can seriously limit mobility is a driving phobia, which experts say can come in the form of a fear of bridges, tunnels, freeways or intersections, or just from

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AARP® Membership: Answers To Frequently Asked Questions

Details: 1. Click “Join now” below to sign up. Join Now 2. Choose your membership term. 3. Enter your information on the sign-up form and submit 4. Enjoy instant access to your membership benefits. It can take up to three weeks for your AARP membership card to arrive in the mail. However, there are

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Does Your State Have a Mask Mandate Due to Coronavirus

Details: Twenty-five state governments currently require people to wear face coverings in most public settings to curb the spread of COVID-19.The District of Columbia and Puerto Rico also have mask orders in place. To date, 14 states that had mask orders covering the general public have lifted them, 11 by gubernatorial order (Alabama, Arkansas, Indiana, Iowa, Louisiana, Mississippi, Montana, New

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How to ‘Borrow’ Money from IRA or Roth IRA Nest Egg Accounts

Details: Taking distributions from a Roth. But let's get back to whether any CRD you take from your Roth will be taxable at all. First, if you are age 59 1/2 or older and have had your Roth IRA for at least five years, then all funds withdrawn from your Roth IRA, including any earnings, are “qualified distributions” and can be withdrawn tax- and penalty-free.

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How to Communicate With an Estranged Child

Details: Don't rehash the past. Experts in family dynamics recommend specific ways to reach out as well as what to avoid doing. Bonnie Cushing, a clinical social worker in Montclair, New Jersey, who counsels families as part of her practice, advises parents not to text or email their estranged child, but “a hand-written note is a beautiful way to initiate reconciliation.”

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Have Ringing in the Ears

Details: Living with tinnitus. In some ways, the lack of a cure is a relief. If I could make my tinnitus go away by losing 30 pounds (let's say), I wouldn't necessarily be happier, because then I would be angry at myself not only for having damaged my ears with years of exposure to rock concerts, lawnmowers and power tools but also for failing to lose the weight.

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Pink Eye: What Are the Symptoms and How to Treat It

Details: Another cause of pink eye: allergic conjunctivitis. We know that allergies can do a number on our breathing, but they can also aggravate our eyes. Blame an overeager immune system that overreacts to harmless substances and releases histamine, causing redness, itchiness, swelling and watery discharge.

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